Welcome to Our Financing Department

Chevrolet Auto Loans in Lincoln, NE

Our team at Husker Chevrolet is excited to help you get into the new Chevy vehicle that you have your eye on. We understand that many of our Lincoln area customers prefer or need to finance their purchase with an auto loan. After all, with an auto loan, you can stretch out the payment for your vehicle over the next few years rather than pay for the full cost up-front. Regardless of whether you have good or bad credit scores, you can rely on our helpful financing team to work hard to find a great loan program for you. We want to make your entire auto buying experience as straightforward and simple for you as possible.

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Why Is Financing a Car a Good Idea For My Family?

While some Lincoln area drivers are in the position to pay the full sales price of a new vehicle with cash, financing is a convenient alternative. There are two primary payment options available for you to consider, and these are to use a lease or to apply for a car loan. Many buyers have heard mixed things about auto loans and leases, so it is understandable that you may be confused about which of these options is a smart idea. The reality is that they both have their pros and cons. You will need to learn more about these pros and cons before you determine which option is preferable for your situation and goals.

If you choose to sign an auto lease, you typically will need to pay a fee upfront to initiate the lease. There are regular monthly payments, which is similar to an auto loan. However, with a lease, you usually have a limit on the number of miles that you can travel per year. If you go above this limit, you will have to pay more money at the end of the lease. When the lease term is up, you can bring the car back to us, which is a great way to ensure that you always drive a new vehicle.

A car loan has a flexible term, and you have the option to choose between term lengths to adjust your loan payment. You can usually select the down payment amount that you prefer as well, and this gives you the ability to control your monthly payment comfortably. At the end of the loan term when the outstanding balance is entirely paid off, the car is yours to own and drive without a monthly installment. Also, you will not have to comply with a mileage limit.

Do I Need a Minimum Credit Score to Finance a Car?

At Husker Chevrolet, some of our customers are concerned about their ability to qualify for a car loan because of their credit score. The good news is that each lender has a different credit score requirement, and some have flexibility with regards to their need if you make a larger down payment. Regardless of what your credit rating is, you can count on our financing department representatives to assist you with exploring the options thoroughly. You can rest assured that we are as dedicated as you are to the goal of lining up affordable financing that works for your situation. Reach out to our financing department today to fill out a loan application.

Contact

Husker Chevrolet

6833 Telluride Dr
Directions Lincoln, NE 68521

  • Phone: 1-866-340-5084

Hours

  • Monday 8:30 am - 8:00 pm
  • Tuesday 8:30 am - 8:00 pm
  • Wednesday 8:30 am - 8:00 pm
  • Thursday 8:30 am - 8:00 pm
  • Friday 8:30 am - 6:00 pm
  • Saturday 8:30 am - 6:00 pm
  • Sunday Closed